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Process

Getting a payday loan with NCC has never been easier. With our quick approval process and easy to meet requirements, you can be in and out in minutes. Whether you’re here for the first time or have been with us for years, you can always expect fast and friendly service. Get started today in just a few easy steps:

  1. We do recommend calling us first just to make sure you have everything you need
  2. Drop by our office with your information:
    1. two blank in-town cheques (sorry, we don’t accept President’s Choice)
    2. your two most recent paystubs
    3. a 30 day bank statement verifying your direct deposit (no mini statements please!)
    4. two pieces of NB gov’t issued ID
  3. We’ll let you know right away how much you qualify for based on your income
  4. Fill out our quick application while we set up your file in our system
  5. Because you're a brand new client, you get half off your first fees!
  6. Choose between a cheque or getting your loan on a debit card. Your cheque is cashable at any major bank, and your debit card can be used at any ATM.
  7. You’re done! And all it took was a few short minutes!

Remember, at NCC there is no minimum amount you can borrow.

With our convenient debit card you don't even have to come in to get your card loaded...just give us a call and we'll do it online in a few short minutes!